Insurers index link sums insured to keep pace with rising costs. Although policyholders only see their sums insured increase when the renewal documents are issued, most policies are index linked…
Insurance since 1919
Insurers index link sums insured to keep pace with rising costs. Although policyholders only see their sums insured increase when the renewal documents are issued, most policies are index linked…
Often included under contents insurance. Usually up to 15% of the contents sum insured for loss of or damage to the contents whilst temporarily removed from your home, but within…
Having had experience of sharing a home with lodgers I know that it is generally beneficial, both financially and in terms of company. On a practical note it is important…
Some policies may have security requirements applied by the insurer, especially homes in London and other big city postcodes. Home insurances with large contents sums insured or where there has…
Home insurances usually include storm damage as a standard peril, on the basis that the policyholder can pinpoint the date when the damage occurred, so the insurer can check with…
Standard home insurances are generally designed to insure the main occupied residence of the policyholder. Any variation, such as regular unoccupancy due to work commitments or an extended holiday would…
A video from Insurance Times looking at the widespread flooding that has gripped the UK and how the future of flood insurance could be like. Insurance Times looks at recent…
More claims arise from escape of water (or oil) than any other under home insurance, making the cover given and the terms applied an important issue when choosing a policy.…
Most quality home contents policies include cover for permanent household removal, covering accidental damage whilst in transit to another address to be owned or occupied by the policyholder. Cover only…
Ocaso's unoccupied home insurance is specifically designed for vacant homes and comes with a useful choice of policy periods of 3, 6 or 9 months. If required a further short…