Home insurance policies include a reasonable care condition usually split into two parts. Firstly all reasonable steps must be taken to avoid or reduce the effects of accidents, loss or…
Insurance since 1919
Home insurance policies include a reasonable care condition usually split into two parts. Firstly all reasonable steps must be taken to avoid or reduce the effects of accidents, loss or…
Home insurance like other classes of insurance, comes with numerous supporting documents. All essential reading to understand the scope of the cover provided. This post looks at the main documents…
Under home contents insurances valuables are usually defined as jewellery, watches, gold, silver, precious metals, gemstones, furs, pictures, curios and other works of art, stamp, coin and medal collections, televisions,…
Insurers index link sums insured to keep pace with rising costs. Although policyholders only see their sums insured increase when the renewal documents are issued, most policies are index linked…
Often included under contents insurance. Usually up to 15% of the contents sum insured for loss of or damage to the contents whilst temporarily removed from your home, but within…
Having had experience of sharing a home with lodgers I know that it is generally beneficial, both financially and in terms of company. On a practical note it is important…
Some policies may have security requirements applied by the insurer, especially homes in London and other big city postcodes. Home insurances with large contents sums insured or where there has…
Home insurances usually include storm damage as a standard peril, on the basis that the policyholder can pinpoint the date when the damage occurred, so the insurer can check with…
Standard home insurances are generally designed to insure the main occupied residence of the policyholder. Any variation, such as regular unoccupancy due to work commitments or an extended holiday would…
A video from Insurance Times looking at the widespread flooding that has gripped the UK and how the future of flood insurance could be like. Insurance Times looks at recent…