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Insurance since 1919

Movement Home Insurance Quote

Fill in the form below for a Home Insurance with past movement quote Important please read, click on each tab below and carefully answer the questions Start About You Contact The Property Buildings Contents Security Final Details Submit for Quote General details Renewal date / Cover date? * A value is required.Looks too short for […]

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Tenants Contents Quote

Fill in the form below for a Home Insurance quote Important please read, click on each tab below and carefully answer the questions Start About You Contact The Property Contents Security Final Details Submit for Quote General details Renewal date / Cover date? * A value is required.Looks too short for a date – e.g. […]

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UNA Alliance member

Ember JD is a UNA Alliance member via our parent company. Our insurance group is a founding member of the UNA Alliance (formerly Unitas), when established in 1997. The broker alliance Offers an alternative to other sources of insurance, such as direct insurers and national brokers. The advantages of coming together as an alliance is […]

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Dual use home insurance

It’s always advantageous to have one policy in place covering the risk at the same address. When there’s more than one policy and insurer involved disputes can occur as to who is responsible, in the event of a claim. This can at best delay matters for the policyholder, caught up in the cross fire between […]

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Contents in storage

We are pleased to offer a home insurance with the facility to insure all or part of your contents in storage. If your circumstances change during the period of insurance and this becomes a requirement. All items must be kept within a professional storage facility. Valuables are defined below would be excluded: Items of gold, […]

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Non standard construction

Insurers need to know about non standard construction, whether it be the external walls or roof. As acceptance, premium, cover or terms could be affected. We can cater for a variety of different constructions including: Timber framed, with brick, plaster panels or cedar clad walls. Wattle and daub. Cob. Homes roofed with fibreglass, metal, rubber, […]

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Childminding

If you are childminding from home you would need to notify your home buildings and contents insurers and they would advise you whether cover can be continued. If your current provider will not continue your insurance or you are looking for an alternative, we can offer home insurance for registered childminders. Subject to the maximum […]

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Workmen in the home

If you’re having building and other related works done in your home then we recommend advising your insurer. Especially if during the period you will be moving out. Depending on the nature of the works the insurer may be willing to continue cover with terms attached. In addition to the occupancy the insurer will need […]

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Transfer of interest of a home

On occasions there can be confusion about what to do when buying and selling a home, when it comes to arranging buildings insurance. In particular ensuring that cover remains in force and dealing with the transfer of interest of a home. The first example of cover for buildings insured under an existing policy is a […]

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Student contents

Depending on the insurer, cover for sons and daughters possessions when going to college, university, polytechnic or boarding school may be included under the parents home contents insurance. Provided that outside term time the children come home. In this instance insurers may treat the possessions, student contents, they take with them as being temporarily removed […]

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