Ember JD is a UK home insurance broker, established in 1919. Offering quotes for Movement Home Insurance. Please see details below, including the types of homes and supporting documents required.
Suitable for houses and bungalows that you are in the process of buying or purchased in the last year or two, so have up-to-date supporting documents. Homes typically built in the late 19th or early 20th centuries (1850 to 1910), where a survey has reported evidence of past movement, which is historic and not believed to be progressive.
Common in homes built in the late Victorian era, with shallow foundations. The signs of the movement or settlement are usually minor long standing cracks, which are not deemed to be significant enough to warrant repairs or underpinning and have not worsened over time.
Supporting documents required
Please submit your quote form, then send us your home buyers report, building survey or structural engineers report mentioning the past movement or settlement by email (contact us page). Sorry we cannot accept a mortgage valuation, as this document is too basic. Once received we will submit details and documents to underwriters and will come back to you quickly. The whole process of offering a competitive quote with a quality UK insurer can be done within a day, during office hours.