Tag : buildings insurance

Bathroom insurance

Bathroom insurance, you certainly cannot insure just the one room in your home. All of the bathroom fittings would be covered under a buildings insurance. We are blogging about a fitted bathroom paid for by the leaseholder in a flat or maisonette. Depending on the wording under the freeholders or management company’s buildings insurance the […]

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Unoccupied exclusions under home insurance

Standard home insurances are generally designed to insure the main occupied residence of the policyholder. Any variation, such as regular unoccupancy due to work commitments or an extended holiday would have to be specially agreed. When a home becomes unoccupied, the definition would be detailed in the policy wording which could be 30 or 60 […]

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Amlin home insurance review

A review of the home insurance policy from Amlin, designed to cover the policyholders’ home buildings and/or contents at their main residence. The majority of UK standard home policies cover the same causes of damage and loss, regardless of the provider, so it’s the range of additional benefits that set insurers apart. First the overall […]

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Remember home insurance on bonfire night

Bonfire night is one of my favourite times of year, whether attending an organised firework display or a DIY job in the back garden. The latter being particularly hazardous as according to NHS statistics there are around 1,000 firework related injures a year on 5 November, with more than 50% happening at private parties at […]

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Buildings sum insured calculator

Selecting a rebuilding sum insured sufficient for full reinstatement of your home can be a challenging task. If you had a recent home buyers report or survey done, then the surveyor who is the expert in this field should advise of the rebuilding or reinstatement cost. If not, you could use the Building Cost Information […]

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