Month: December 2012

Tenants liability insurance

When renting there’s always the possibility of accidentally causing damage to the landlord’s buildings and then being liable for the costs. If as a tenant you have a home contents insurance in force covering your possessions, then you may have tenants liability cover for damage to the building. This policy extension usually comes with a […]

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Business contents under home insurance

Insurers are usually good at keeping up with changes in lifestyles and are willing in adapt home insurance accordingly, provided the change is in keeping with a domestic policy and the risk isn’t significantly increased. Most standard policies now come with automatic cover for office contents owned or the legal responsibility of the policyholder. Limits […]

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Home keys cover under contents insurance

A handy add-on that’s usually included under most home contents insurances, in the event that keys for the insured home are lost or stolen, with the insurer paying for replacement locks and keys for external doors, windows, alarms and safes. Most policies set a limit of £500, which would be subject to deduction of the […]

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Freezer contents under home insurance

The majority of home contents insurers include spoilt domestic frozen foods automatically under policies for the main occupied residence. Unoccupied home insurance and landlords policies will not include freezer contents, there might be limited cover under holiday home contents. The cover provided will depend on the insurer, with limits typically ranging from £250 to £1,000 […]

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