More claims arise from escape of water (or oil) than any other under home insurance, making the cover given and the terms applied an important issue when choosing a policy. A home insurance will cover the damage caused by the escape of water from fixed domestic heating or water installations and domestic appliances, such as […]
When renting there’s always the possibility of accidentally causing damage to the landlord’s buildings and then being liable for the costs. If as a tenant you have a home contents insurance in force covering your possessions, then you may have tenants liability cover for damage to the building. This policy extension usually comes with a […]
Insurers are usually good at keeping up with changes in lifestyles and are willing in adapt home insurance accordingly, provided the change is in keeping with a domestic policy and the risk isn’t significantly increased. Most standard policies now come with automatic cover for office contents owned or the legal responsibility of the policyholder. Limits […]