Home policy wordings include a definitions section, where the meaning of important listed words or phrases used throughout the document is contained. These selected words or phrases would be in bold font, so easy to identify.For example, the definition of the key word ‘land’ and one example of its use within the wording is detailed below. Firstly the definition of land:

Land belonging to the home

Then one example contained within a sentence

as owner (not occupier) of the buildings and land

Insurers are aware that policy wordings should be in plain English, easy for a layperson to understand and giving a fuller explanation is part of that committment. The use of key words and phrases isn’t just restricted to the policy wording and keyfacts summary, it is also used on the schedule which specifically details the policyholder’s cover in force.