leaseholders fixtures and fittings :
SDH

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Rating:
5
On November 19, 2019
Last modified:November 19, 2019

Summary:

Leaseholders fixtures and fittings insurance. Quotes and cover when not insured under the freeholder or management companies block buildings insurance. Combined insurance along with contents, household goods, valuables and personal possessions.

What is fixtures and fittings when it comes to insurance? In particular, with regard to leaseholders, what is considered buildings, so should be insured under the freeholder’s or management companies block policy. Then you have to factor in leaseholder’s installed and owned fixtures and fittings. This may be excluded from the block buildings insurance. Finally there’s household goods, which should be insured under a contents insurance.

leaseholders fixtures and fittings

Whilst there is no set definition for what makes up fixtures and fittings, but as a general rule of thumb fixtures is an item or items that you would expect to find in a private dwelling that is bolted to the floor or walls. Fittings again would be an item you would find in a home that is free standing or hung by a nail or hook.

Fixtures examples

  • Light fitments, excluding the shades
  • Built in wardrobes and cupboards
  • Bathroom suites (sinks, baths, toilets and bidets)
  • Kitchen units

Fittings examples

  • Curtain rails
  • Free standing domestic appliances (ovens, refrigerators and washing machines)
  • Television aerials and satellite dishes

For a quote for a combined leaseholders improvements and contents insurance, please click on the link:

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Leaseholders fixtures and fittings insurance. Quotes and cover when not insured under the freeholder or management companies block buildings insurance. Combined insurance along with contents, household goods, valuables and personal possessions.