Ember JD is a UK home insurance broker, established in 1970. Offering quotes for Subsidence Insurance. Please see details below, including the types of homes, criteria and the supporting documents required.
Houses and bungalows that have had remedial works, including cosmetic repairs, carried to rectify Subsidence damage or a survey report has identified past movement, even if not believed to be progressive.
There are a number of causes of Subsidence: Tree root ingress, leaking drains washing away part of the foundations, prolonged dry hot weather affecting shrinkage soil, past mining works in the locality and consolidation subsidence (movement downwards) usually caused by inadequate foundations. Our policy caters for homes that have been repaired to rectify subsidence damage, previously monitored for subsidence or movement or in a higher risk subsidence area.
Please note that the remedial works must have been completed over 10 years ago, without any subsequent problems, for us to look at the possibility of offering a quote.
Supporting documents required
A full Structural Engineer’s Report carried out within the last 3 years, detailing the cause, remedy and condition of the home relating to Subsidence. Submit a quote request, then send us documents by email (contact us page), fax 0871 5227175 or a copy by post. Once received we will submit details and documents to underwriters and will come back to you with their decision as to whether a quote can be offered.
All repairs completed over 10 years ago with no subsequent problems?
You have a full structural engineers report carried out within the last 3 years?
If yes to the above request a quote and send us your structural engineers report ✔