It is essential you choose the right policy, giving you the cover you need. We recommend using the following insurance checklist when comparing policies.
- Will the policy allow me to share my home with lodgers?
(We offer specially extended home with lodgers with quality A-rated UK insurer). - What is the maximum number limit of lodgers allowed?
(We offer a policy up to 3 lodgers). - If required, are student lodgers allowed?
(We offer cover regardless of age, tell us in your quote request). - Does the insurance include legal liability cover for accidents to lodgers?
(We offer cover with a £2,000,000 indemnity limit plus legal costs and expenses, or the option to increase to £5,000,000 for an extra £28.00). - Loss of rent & cost of temporary accommodation covered after insured damage?
(We offer cover up to 25% of the contents and buildings sums insured). - Can theft by lodgers be included?
(Yes up to £5,000 per claim, subject to an extra £45.00 (on average) and no previous incidents of theft). - Can malicious damage by lodgers be included?
(Yes up to £5,000 per claim, subject to an extra £35.00 (on average) and no previous incidents of malicious damage). - Can accidental damage to my home or contents be insured, including by lodgers?
(We offer a cover option, even if accidentally caused by a lodger).