Buildings insurance for your private dwelling and, if applicable, its domestic annexes, outbuildings and garages at the address. Including, if applicable, permanent fixtures and fittings, solar panels, tennis courts, swimming pools, terraces, patios, drives, paths, walls, gates, fences and hedges all contained within the boundaries of the land.

You should use a chartered surveyor to calculate the sum insured. To get a rough idea of what your property might cost to rebuild, use the calculator from the Association of British Insurers (ABI), CLICK.