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Unoccupied Home Insurance
Insurances for unoccupied houses, bungalows and flats, which accounts for the majority of our business. The policy offered is for buildings insurance or a combined policy which includes contents as an add on. Furthermore, property owner’s legal liability insurance is automatically incorporated for peace of mind. There is a choice of a 3, 6 or 9 month policies, with an option to take out further short period insurance if required. Perfect if the home is up to sale, going through probate or you are looking to let to tenants and don’t want to be tied down to an annual insurance.
Block of Flats Insurance
Our block policies are designed to cover all the flats or maisonettes within the building, under the name of the freeholder, management company or residents association. Insuring purpose built and conversion flats and maisonettes. Furthermore our comprehensive package caters for properties occupied by leaseholders, tenants or in most cases a mixture of both. Finally, there are options to include the full accidental damage extension, terrorism damage and employer’s liability.
Let Buildings Insurance
We have been arranging landlord buy-to-let buildings and contents policies with quality UK insurers for over forty years. Available for homes let and occupied under an assured shortold tenancy agreement, or a tenancy agreement in Scotland. The cover is designed for professional buy to let and student tenants. Public liability and loss of rent, following major insured damage such as a fire or flood, are automatically included within the package. Optional accidental damage cover extension can also be added.