We offer leaseholders the opportunity to purchase cover for their kitchen or bathroom and other fixtures and fittings they have installed, as well as contents insurance under one policy.

Leaseholders and kitchens

For a quote please use the link below.

Leaseholders Improvements Insurance

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What do we mean by kitchen insurance? Afterall isn’t a fitted kitchen automatically covered under a buildings insurance, as a permanent fixtures and fittings. We are referring to a kitchen fitted by a leaseholder in a flat or maisonette, which as fitted and paid for by the leaseholder may not be insured under the freeholders block buildings insurance. If this is of interest to you we recommend checking with your freeholder over the scope of the block buildings insurance.

A new fitted kitchen usually costs from £3,000 upwards, so a major outlay for anyone. This is an asset that is worth protecting in the event of insured damage, such as a fire or escape of water damage. We offer a solution if you find that your kitchen is not covered under the block policy. A policy with a quality insurer that is much more than just kitchen insurance. Other permanent fixtures and fittings not insured by the block policy would also be insured, like fitted bathroom, internal doors, leaseholder’s own flooring and other small fixtures and fittings. We sell this insurance along with contents insurance, with a combined discount.

Leaseholders for more details and a quote please follow the link: leaseholders improvements insurance

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We moved to West Byfleet in May 2014 and overall the move for our company has been a positive one. Our office located in Phoenix House is within a five minute walk from the West Byfleet train station. A main line station stop to London Waterloo. Close to train hubs at Woking and Guildford. The latter station served by South West trains and Great Western railways.

We are also within two miles of the M25 and the A3, so around ten minutes drive away. The village or small town of West Byfleet has a good range of shops, including a Waitrose store and three charity shops.

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• A maximum value of £15,000
• A rate of 1% of the sum insured, with a minimum premium of £25 plus insurance tax

We offer quotes and cover under a home insurance policy insuring your buildings and contents. We do not offer separate cover. For a home insurance quote please click on the quote button.

As you would expect there are some exclusions applying, taking into account insurance is being offered for hot tubs jacuzzi and spas in the open. Loss or damage would be excluded caused by storm, flood or weight of snow, escape of water from fixed water tanks, heating installation, apparatus including any domestic appliance or pipes and frost damage, subsidence, landslip or ground heave. This extension does not include loss or damage to covers.

Finally cover would only apply to owner occupied dwellings, excluding properties that are unoccupied and let out to tenants.

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