{"id":8379,"date":"2019-11-19T14:30:13","date_gmt":"2019-11-19T13:30:13","guid":{"rendered":"https:\/\/www.emberjd.com\/?p=8379"},"modified":"2020-07-27T13:49:28","modified_gmt":"2020-07-27T12:49:28","slug":"fixtures-and-fittings","status":"publish","type":"post","link":"https:\/\/www.emberjd.com\/emberjd-blog\/fixtures-and-fittings\/","title":{"rendered":"Fixtures and Fittings"},"content":{"rendered":"<p>What is fixtures and fittings when it comes to insurance? In particular, with regard to leaseholders, what is considered buildings, so should be insured under the freeholder&#8217;s or management companies block policy. Then you have to factor in leaseholder&#8217;s installed and owned fixtures and fittings. This may be excluded from the block buildings insurance. Finally there&#8217;s household goods, which should be insured under a contents insurance. <\/p>\n<p><img decoding=\"async\" class=\"alignright size-full wp-image-1166 lazyload\" title=\"leaseholders-and-kitchens\" data-src=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2017\/01\/Light.jpg\" alt=\"leaseholders fixtures and fittings\" width=\"200\" height=\"170\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 200px; --smush-placeholder-aspect-ratio: 200\/170;\" \/><noscript><img decoding=\"async\" class=\"alignright size-full wp-image-1166\" title=\"leaseholders-and-kitchens\" src=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2017\/01\/Light.jpg\" alt=\"leaseholders fixtures and fittings\" width=\"200\" height=\"170\" \/><\/noscript><\/p>\n<p>Whilst there is no set <a href=\"https:\/\/www.ourproperty.co.uk\/guides\/fixtures_and_fittings__what_to_leave_and_what_to_expect\/\" rel=\"noopener noreferrer\" target=\"_blank\">definition<\/a> for what makes up fixtures and fittings, but as a general rule of thumb fixtures is an item or items that you would expect to find in a private dwelling that is bolted to the floor or walls. Fittings again would be an item you would find in a home that is free standing or hung by a nail or hook. <\/p>\n<h3>Fixtures examples<\/h3>\n<ul>\n<li>Light fitments, excluding the shades<\/li>\n<li>Built in wardrobes and cupboards<\/li>\n<li>Bathroom suites (sinks, baths, toilets and bidets)<\/li>\n<li>Kitchen units<\/li>\n<\/ul>\n<h3>Fittings examples<\/h3>\n<ul>\n<li>Curtain rails<\/li>\n<li>Free standing domestic appliances (ovens, refrigerators and washing machines)<\/li>\n<li>Television aerials and satellite dishes<\/li>\n<\/ul>\n<p>For a quote for a combined leaseholders improvements and contents insurance, please click on the link:<br \/>\n<\/ br><br \/>\n <\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is fixtures and fittings when it comes to insurance? In particular, with regard to leaseholders, what is considered buildings, so should be insured under the freeholder&#8217;s or management companies block policy. Then you have to factor in leaseholder&#8217;s installed and owned fixtures and fittings. This may be excluded from the block buildings insurance. Finally [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"image","meta":{"footnotes":""},"categories":[27],"tags":[127,126],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Fixtures and Fittings - EmberJD<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.emberjd.com\/emberjd-blog\/fixtures-and-fittings\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fixtures and Fittings - EmberJD\" \/>\n<meta property=\"og:description\" content=\"What is fixtures and fittings when it comes to insurance? In particular, with regard to leaseholders, what is considered buildings, so should be insured under the freeholder&#8217;s or management companies block policy. Then you have to factor in leaseholder&#8217;s installed and owned fixtures and fittings. This may be excluded from the block buildings insurance. 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