{"id":6050,"date":"2013-08-14T08:33:27","date_gmt":"2013-08-14T07:33:27","guid":{"rendered":"https:\/\/www.emberjd.com\/?p=6050"},"modified":"2020-07-27T13:49:48","modified_gmt":"2020-07-27T12:49:48","slug":"transfer-of-interest-of-a-home","status":"publish","type":"post","link":"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/","title":{"rendered":"Transfer of interest of a home"},"content":{"rendered":"<p><img decoding=\"async\" class=\"alignright size-full wp-image-1166 lazyload\" title=\"Transfer-of-interest-of-a-home\" alt=\"Transfer of interest of a home\" data-src=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/sold.jpg\" width=\"200\" height=\"170\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 200px; --smush-placeholder-aspect-ratio: 200\/170;\" \/><noscript><img decoding=\"async\" class=\"alignright size-full wp-image-1166\" title=\"Transfer-of-interest-of-a-home\" alt=\"Transfer of interest of a home\" src=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/sold.jpg\" width=\"200\" height=\"170\" \/><\/noscript>On occasions there can be confusion about what to do when buying and selling a home, when it comes to arranging buildings insurance. In particular ensuring that cover remains in force and dealing with the transfer of interest of a home. The first example of cover for buildings insured under an existing policy is a follows:<br \/>\nIf you are selling the home, the purchaser will have the benefit of this (buildings) section during the period between exchange of contracts and completion, provided that the home is not insured under any other policy.<\/p>\n<p>Another example with a different insurer, for both existing and new customers is as follows:<br \/>\nCover can be given for a policyholder currently insured with us and new customers who wishes to cover a new home being purchased from the time of Exchange of contracts.<br \/>\n1. Cover can only be given for buildings only for up to a maximum of 90 days.<br \/>\n2. Cover is subject to an additional premium of \u00a350 plus insurance premium tax.<br \/>\n3. Accidental Damage cover at the new property is excluded.<br \/>\n4. If the property to be purchased is empty then an unoccupied endorsement would apply.<\/p>\n<p>Best advice is to check the policy wording, with your insurance provider and be guided by your solicitor or conveyancer dealing with the sale and \/ or purchase. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>On occasions there can be confusion about what to do when buying and selling a home, when it comes to arranging buildings insurance. In particular ensuring that cover remains in force and dealing with the transfer of interest of a home. The first example of cover for buildings insured under an existing policy is a [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[99,100,98],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Transfer of Interest of a Home | Sale and purchase buildings insurance<\/title>\n<meta name=\"description\" content=\"Transfer of interest of a home, when you are selling and purchasing. Buildings insurance from exchange of contracts to completion.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Transfer of Interest of a Home | Sale and purchase buildings insurance\" \/>\n<meta property=\"og:description\" content=\"Transfer of interest of a home, when you are selling and purchasing. Buildings insurance from exchange of contracts to completion.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/\" \/>\n<meta property=\"og:site_name\" content=\"EmberJD\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/en-gb.facebook.com\/emberjd\/\" \/>\n<meta property=\"article:published_time\" content=\"2013-08-14T07:33:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-07-27T12:49:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/sold.jpg\" \/>\n<meta name=\"author\" content=\"SDH\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"SDH\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/\"},\"author\":{\"name\":\"SDH\",\"@id\":\"https:\/\/www.emberjd.com\/#\/schema\/person\/0e82570b3d0e8912a3424ba5ed40e0d2\"},\"headline\":\"Transfer of interest of a home\",\"datePublished\":\"2013-08-14T07:33:27+00:00\",\"dateModified\":\"2020-07-27T12:49:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/\"},\"wordCount\":220,\"publisher\":{\"@id\":\"https:\/\/www.emberjd.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/sold.jpg\",\"keywords\":[\"exchange of contracts\",\"house purchase\",\"transfer of interest\"],\"articleSection\":[\"EmberJD Blog\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/\",\"url\":\"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/\",\"name\":\"Transfer of Interest of a Home | Sale and purchase buildings insurance\",\"isPartOf\":{\"@id\":\"https:\/\/www.emberjd.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/sold.jpg\",\"datePublished\":\"2013-08-14T07:33:27+00:00\",\"dateModified\":\"2020-07-27T12:49:48+00:00\",\"description\":\"Transfer of interest of a home, when you are selling and purchasing. Buildings insurance from exchange of contracts to completion.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/#primaryimage\",\"url\":\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/sold.jpg\",\"contentUrl\":\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/sold.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.emberjd.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Transfer of interest of a home\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.emberjd.com\/#website\",\"url\":\"https:\/\/www.emberjd.com\/\",\"name\":\"EmberJD\",\"description\":\"Insurance since 1919\",\"publisher\":{\"@id\":\"https:\/\/www.emberjd.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.emberjd.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.emberjd.com\/#organization\",\"name\":\"Ember JD Insurance\",\"url\":\"https:\/\/www.emberjd.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.emberjd.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.emberjd.com\/wp-content\/uploads\/cropped-logo111-4.jpg\",\"contentUrl\":\"https:\/\/www.emberjd.com\/wp-content\/uploads\/cropped-logo111-4.jpg\",\"width\":186,\"height\":45,\"caption\":\"Ember JD Insurance\"},\"image\":{\"@id\":\"https:\/\/www.emberjd.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/en-gb.facebook.com\/emberjd\/\",\"https:\/\/x.com\/emberjd\",\"https:\/\/uk.linkedin.com\/in\/steve-hayton-72208827\",\"https:\/\/www.pinterest.com.mx\/emberjd\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.emberjd.com\/#\/schema\/person\/0e82570b3d0e8912a3424ba5ed40e0d2\",\"name\":\"SDH\",\"description\":\"Insurance Broker since 1984, works for Ember JD and is responsible for the content on the website.\",\"sameAs\":[\"http:\/\/www.emberjd.com\/\"],\"url\":\"https:\/\/www.emberjd.com\/author\/emberjdtldallas-com\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Transfer of Interest of a Home | Sale and purchase buildings insurance","description":"Transfer of interest of a home, when you are selling and purchasing. Buildings insurance from exchange of contracts to completion.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/","og_locale":"en_GB","og_type":"article","og_title":"Transfer of Interest of a Home | Sale and purchase buildings insurance","og_description":"Transfer of interest of a home, when you are selling and purchasing. Buildings insurance from exchange of contracts to completion.","og_url":"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/","og_site_name":"EmberJD","article_publisher":"https:\/\/en-gb.facebook.com\/emberjd\/","article_published_time":"2013-08-14T07:33:27+00:00","article_modified_time":"2020-07-27T12:49:48+00:00","og_image":[{"url":"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/sold.jpg"}],"author":"SDH","twitter_misc":{"Written by":"SDH","Estimated reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/#article","isPartOf":{"@id":"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/"},"author":{"name":"SDH","@id":"https:\/\/www.emberjd.com\/#\/schema\/person\/0e82570b3d0e8912a3424ba5ed40e0d2"},"headline":"Transfer of interest of a home","datePublished":"2013-08-14T07:33:27+00:00","dateModified":"2020-07-27T12:49:48+00:00","mainEntityOfPage":{"@id":"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/"},"wordCount":220,"publisher":{"@id":"https:\/\/www.emberjd.com\/#organization"},"image":{"@id":"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/#primaryimage"},"thumbnailUrl":"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/sold.jpg","keywords":["exchange of contracts","house purchase","transfer of interest"],"articleSection":["EmberJD Blog"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/","url":"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/","name":"Transfer of Interest of a Home | Sale and purchase buildings insurance","isPartOf":{"@id":"https:\/\/www.emberjd.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/#primaryimage"},"image":{"@id":"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/#primaryimage"},"thumbnailUrl":"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/sold.jpg","datePublished":"2013-08-14T07:33:27+00:00","dateModified":"2020-07-27T12:49:48+00:00","description":"Transfer of interest of a home, when you are selling and purchasing. Buildings insurance from exchange of contracts to completion.","breadcrumb":{"@id":"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/#primaryimage","url":"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/sold.jpg","contentUrl":"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/sold.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/www.emberjd.com\/emberjd-blog\/transfer-of-interest-of-a-home\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.emberjd.com\/"},{"@type":"ListItem","position":2,"name":"Transfer of interest of a home"}]},{"@type":"WebSite","@id":"https:\/\/www.emberjd.com\/#website","url":"https:\/\/www.emberjd.com\/","name":"EmberJD","description":"Insurance since 1919","publisher":{"@id":"https:\/\/www.emberjd.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.emberjd.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.emberjd.com\/#organization","name":"Ember JD Insurance","url":"https:\/\/www.emberjd.com\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.emberjd.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.emberjd.com\/wp-content\/uploads\/cropped-logo111-4.jpg","contentUrl":"https:\/\/www.emberjd.com\/wp-content\/uploads\/cropped-logo111-4.jpg","width":186,"height":45,"caption":"Ember JD Insurance"},"image":{"@id":"https:\/\/www.emberjd.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/en-gb.facebook.com\/emberjd\/","https:\/\/x.com\/emberjd","https:\/\/uk.linkedin.com\/in\/steve-hayton-72208827","https:\/\/www.pinterest.com.mx\/emberjd\/"]},{"@type":"Person","@id":"https:\/\/www.emberjd.com\/#\/schema\/person\/0e82570b3d0e8912a3424ba5ed40e0d2","name":"SDH","description":"Insurance Broker since 1984, works for Ember JD and is responsible for the content on the website.","sameAs":["http:\/\/www.emberjd.com\/"],"url":"https:\/\/www.emberjd.com\/author\/emberjdtldallas-com\/"}]}},"_links":{"self":[{"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/posts\/6050"}],"collection":[{"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/comments?post=6050"}],"version-history":[{"count":8,"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/posts\/6050\/revisions"}],"predecessor-version":[{"id":6059,"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/posts\/6050\/revisions\/6059"}],"wp:attachment":[{"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/media?parent=6050"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/categories?post=6050"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/tags?post=6050"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}