{"id":5291,"date":"2013-04-25T16:11:53","date_gmt":"2013-04-25T15:11:53","guid":{"rendered":"https:\/\/www.emberjd.com\/?p=5291"},"modified":"2020-07-27T13:49:59","modified_gmt":"2020-07-27T12:49:59","slug":"insurance-policy-definitions","status":"publish","type":"post","link":"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/","title":{"rendered":"Insurance policy definitions"},"content":{"rendered":"<p><img decoding=\"async\" class=\"alignright size-full wp-image-1166 lazyload\" title=\"insurance-policy-definition\" alt=\"definitions under home insurance policy\" data-src=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/definition.JPG\" width=\"200\" height=\"170\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 200px; --smush-placeholder-aspect-ratio: 200\/170;\" \/><noscript><img decoding=\"async\" class=\"alignright size-full wp-image-1166\" title=\"insurance-policy-definition\" alt=\"definitions under home insurance policy\" src=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/definition.JPG\" width=\"200\" height=\"170\" \/><\/noscript>Home policy wordings include a definitions section, where the meaning of important listed words or phrases used throughout the document is contained. These selected words or phrases would be in bold font, so easy to identify.For example, the definition of the key word &#8216;land&#8217; and one example of its use within the wording is detailed below. Firstly the definition of land: <\/p>\n<blockquote><p><strong>Land<\/strong> belonging to the home<\/p><\/blockquote>\n<p>Then one example contained within a sentence<\/p>\n<blockquote><p>as owner (not occupier) of the buildings and <strong>land<\/strong><\/p><\/blockquote>\n<p>Insurers are aware that policy wordings should be in plain English, easy for a layperson to understand and giving a fuller explanation is part of that committment. The use of key words and phrases isn&#8217;t just restricted to the policy wording and keyfacts summary, it is also used on the schedule which specifically details the policyholder&#8217;s cover in force.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Home policy wordings include a definitions section, where the meaning of important listed words or phrases used throughout the document is contained. These selected words or phrases would be in bold font, so easy to identify.For example, the definition of the key word &#8216;land&#8217; and one example of its use within the wording is detailed [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance policy definitions | Home insurance<\/title>\n<meta name=\"description\" content=\"Insurance policy definitions, the meaning of important words and phrases used in the wording and schedule.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance policy definitions | Home insurance\" \/>\n<meta property=\"og:description\" content=\"Insurance policy definitions, the meaning of important words and phrases used in the wording and schedule.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/\" \/>\n<meta property=\"og:site_name\" content=\"EmberJD\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/en-gb.facebook.com\/emberjd\/\" \/>\n<meta property=\"article:published_time\" content=\"2013-04-25T15:11:53+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-07-27T12:49:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/definition.JPG\" \/>\n<meta name=\"author\" content=\"SDH\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"SDH\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/\"},\"author\":{\"name\":\"SDH\",\"@id\":\"https:\/\/www.emberjd.com\/#\/schema\/person\/0e82570b3d0e8912a3424ba5ed40e0d2\"},\"headline\":\"Insurance policy definitions\",\"datePublished\":\"2013-04-25T15:11:53+00:00\",\"dateModified\":\"2020-07-27T12:49:59+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/\"},\"wordCount\":144,\"publisher\":{\"@id\":\"https:\/\/www.emberjd.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/definition.JPG\",\"articleSection\":[\"EmberJD Blog\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/\",\"url\":\"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/\",\"name\":\"Insurance policy definitions | Home insurance\",\"isPartOf\":{\"@id\":\"https:\/\/www.emberjd.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/definition.JPG\",\"datePublished\":\"2013-04-25T15:11:53+00:00\",\"dateModified\":\"2020-07-27T12:49:59+00:00\",\"description\":\"Insurance policy definitions, the meaning of important words and phrases used in the wording and schedule.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/#primaryimage\",\"url\":\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/definition.JPG\",\"contentUrl\":\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/definition.JPG\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.emberjd.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Insurance policy definitions\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.emberjd.com\/#website\",\"url\":\"https:\/\/www.emberjd.com\/\",\"name\":\"EmberJD\",\"description\":\"Insurance since 1919\",\"publisher\":{\"@id\":\"https:\/\/www.emberjd.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.emberjd.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.emberjd.com\/#organization\",\"name\":\"Ember JD Insurance\",\"url\":\"https:\/\/www.emberjd.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.emberjd.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.emberjd.com\/wp-content\/uploads\/cropped-logo111-4.jpg\",\"contentUrl\":\"https:\/\/www.emberjd.com\/wp-content\/uploads\/cropped-logo111-4.jpg\",\"width\":186,\"height\":45,\"caption\":\"Ember JD Insurance\"},\"image\":{\"@id\":\"https:\/\/www.emberjd.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/en-gb.facebook.com\/emberjd\/\",\"https:\/\/x.com\/emberjd\",\"https:\/\/uk.linkedin.com\/in\/steve-hayton-72208827\",\"https:\/\/www.pinterest.com.mx\/emberjd\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.emberjd.com\/#\/schema\/person\/0e82570b3d0e8912a3424ba5ed40e0d2\",\"name\":\"SDH\",\"description\":\"Insurance Broker since 1984, works for Ember JD and is responsible for the content on the website.\",\"sameAs\":[\"http:\/\/www.emberjd.com\/\"],\"url\":\"https:\/\/www.emberjd.com\/author\/emberjdtldallas-com\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Insurance policy definitions | Home insurance","description":"Insurance policy definitions, the meaning of important words and phrases used in the wording and schedule.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/","og_locale":"en_GB","og_type":"article","og_title":"Insurance policy definitions | Home insurance","og_description":"Insurance policy definitions, the meaning of important words and phrases used in the wording and schedule.","og_url":"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/","og_site_name":"EmberJD","article_publisher":"https:\/\/en-gb.facebook.com\/emberjd\/","article_published_time":"2013-04-25T15:11:53+00:00","article_modified_time":"2020-07-27T12:49:59+00:00","og_image":[{"url":"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/definition.JPG"}],"author":"SDH","twitter_misc":{"Written by":"SDH","Estimated reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/#article","isPartOf":{"@id":"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/"},"author":{"name":"SDH","@id":"https:\/\/www.emberjd.com\/#\/schema\/person\/0e82570b3d0e8912a3424ba5ed40e0d2"},"headline":"Insurance policy definitions","datePublished":"2013-04-25T15:11:53+00:00","dateModified":"2020-07-27T12:49:59+00:00","mainEntityOfPage":{"@id":"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/"},"wordCount":144,"publisher":{"@id":"https:\/\/www.emberjd.com\/#organization"},"image":{"@id":"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/#primaryimage"},"thumbnailUrl":"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/definition.JPG","articleSection":["EmberJD Blog"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/","url":"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/","name":"Insurance policy definitions | Home insurance","isPartOf":{"@id":"https:\/\/www.emberjd.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/#primaryimage"},"image":{"@id":"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/#primaryimage"},"thumbnailUrl":"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/definition.JPG","datePublished":"2013-04-25T15:11:53+00:00","dateModified":"2020-07-27T12:49:59+00:00","description":"Insurance policy definitions, the meaning of important words and phrases used in the wording and schedule.","breadcrumb":{"@id":"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/#primaryimage","url":"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/definition.JPG","contentUrl":"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/definition.JPG"},{"@type":"BreadcrumbList","@id":"https:\/\/www.emberjd.com\/emberjd-blog\/insurance-policy-definitions\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.emberjd.com\/"},{"@type":"ListItem","position":2,"name":"Insurance policy definitions"}]},{"@type":"WebSite","@id":"https:\/\/www.emberjd.com\/#website","url":"https:\/\/www.emberjd.com\/","name":"EmberJD","description":"Insurance since 1919","publisher":{"@id":"https:\/\/www.emberjd.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.emberjd.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.emberjd.com\/#organization","name":"Ember JD Insurance","url":"https:\/\/www.emberjd.com\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.emberjd.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.emberjd.com\/wp-content\/uploads\/cropped-logo111-4.jpg","contentUrl":"https:\/\/www.emberjd.com\/wp-content\/uploads\/cropped-logo111-4.jpg","width":186,"height":45,"caption":"Ember JD Insurance"},"image":{"@id":"https:\/\/www.emberjd.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/en-gb.facebook.com\/emberjd\/","https:\/\/x.com\/emberjd","https:\/\/uk.linkedin.com\/in\/steve-hayton-72208827","https:\/\/www.pinterest.com.mx\/emberjd\/"]},{"@type":"Person","@id":"https:\/\/www.emberjd.com\/#\/schema\/person\/0e82570b3d0e8912a3424ba5ed40e0d2","name":"SDH","description":"Insurance Broker since 1984, works for Ember JD and is responsible for the content on the website.","sameAs":["http:\/\/www.emberjd.com\/"],"url":"https:\/\/www.emberjd.com\/author\/emberjdtldallas-com\/"}]}},"_links":{"self":[{"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/posts\/5291"}],"collection":[{"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/comments?post=5291"}],"version-history":[{"count":28,"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/posts\/5291\/revisions"}],"predecessor-version":[{"id":5323,"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/posts\/5291\/revisions\/5323"}],"wp:attachment":[{"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/media?parent=5291"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/categories?post=5291"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/tags?post=5291"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}