{"id":5196,"date":"2013-04-12T12:50:22","date_gmt":"2013-04-12T11:50:22","guid":{"rendered":"https:\/\/www.emberjd.com\/?p=5196"},"modified":"2020-07-27T13:50:00","modified_gmt":"2020-07-27T12:50:00","slug":"cost-of-temporary-accommodation-and-loss-of-rent","status":"publish","type":"post","link":"https:\/\/www.emberjd.com\/emberjd-blog\/cost-of-temporary-accommodation-and-loss-of-rent\/","title":{"rendered":"Cost of temporary accommodation and loss of rent"},"content":{"rendered":"<p><img decoding=\"async\" class=\"alignright size-full wp-image-1166 lazyload\" title=\"cost-of-temporary-accommodation-and-loss-of-rent\" alt=\"Cost of temporary accommodation and loss of rent when home is uninhabitable following insured damage\" data-src=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/fire.JPG\" width=\"200\" height=\"170\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 200px; --smush-placeholder-aspect-ratio: 200\/170;\" \/><noscript><img decoding=\"async\" class=\"alignright size-full wp-image-1166\" title=\"cost-of-temporary-accommodation-and-loss-of-rent\" alt=\"Cost of temporary accommodation and loss of rent when home is uninhabitable following insured damage\" src=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/fire.JPG\" width=\"200\" height=\"170\" \/><\/noscript>When disaster strikes and a home is seriously damaged by an insured peril the dwelling may not be habitable until all the repairs have been completed. In the case of a rented home, the tenant may have to move out so the landlord \/policyholder&#8217;s rental income will cease until the claim has been finalised and tenants move back in. In these circumstances an insured will not only pay for the repairs or replacement, they will also pay for the cost of temporary accommodation or loss of <a href=\"https:\/\/www.emberjd.com\/student-let-insurance\/\" title=\"loss of rent under student let insurance\">rent<\/a>. The figure, usually a percentage of the buildings and contents sums insured would be detailed in the policy wording. <\/p>\n<p>The temporary accommodation would be comparable with the insured home, to make the wait until the insured can move back in as comfortable as possible. Usually the cost of accommodation for domestic pets during the repairs is also included, as it may not be possible for animals to live with the insured during the upheaval. There may be a limit placed on how long monthly payments would be made, typically 12 months from the date of the claim. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>When disaster strikes and a home is seriously damaged by an insured peril the dwelling may not be habitable until all the repairs have been completed. In the case of a rented home, the tenant may have to move out so the landlord \/policyholder&#8217;s rental income will cease until the claim has been finalised and [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cost of temporary accommodation, loss of rent | home insurance<\/title>\n<meta name=\"description\" content=\"Cost of temporary accommodation and loss of rent under home insurance following major insured damage making the home uninhabitable.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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