{"id":4412,"date":"2012-12-22T08:53:46","date_gmt":"2012-12-22T07:53:46","guid":{"rendered":"https:\/\/www.emberjd.com\/?p=4412"},"modified":"2020-07-27T13:50:13","modified_gmt":"2020-07-27T12:50:13","slug":"tenants-liability-insurance","status":"publish","type":"post","link":"https:\/\/www.emberjd.com\/emberjd-blog\/tenants-liability-insurance\/","title":{"rendered":"Tenants liability insurance"},"content":{"rendered":"<p><img decoding=\"async\" class=\"alignright size-full wp-image-1166 lazyload\" title=\"tenants-liability-insurance\" data-src=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/tenants liability.JPG\" alt=\"tenants liability cover under home contents insurance\" width=\"280\" height=\"170\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 280px; --smush-placeholder-aspect-ratio: 280\/170;\" \/><noscript><img decoding=\"async\" class=\"alignright size-full wp-image-1166\" title=\"tenants-liability-insurance\" src=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/tenants liability.JPG\" alt=\"tenants liability cover under home contents insurance\" width=\"280\" height=\"170\" \/><\/noscript>When renting there&#8217;s always the possibility of accidentally causing damage to the landlord&#8217;s buildings and then being liable for the costs. If as a tenant you have a home contents insurance in force covering your possessions, then you may have tenants liability cover for damage to the building. This policy extension usually comes with a limit, often 20% of your contents sum insured including additional costs and expenses, such as architects and surveyors fees, clearing debris, shoring or propping up and the cost of complying with any government or local authority requirements. Sounds heavy stuff, most of which may not be required, but the basic provision of cover gives the tenant assurance and peace of mind. <\/p>\n<p>Please check in your policy wording to see whether cover is in force or if you are looking for a <a href=\"https:\/\/www.emberjd.com\/tenants-contents-insurance\/\" title=\"tenants contents insurance\" target=\"_blank\" rel=\"noopener noreferrer\">tenants contents insurance<\/a> quote including this extension we would be pleased to help. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>When renting there&#8217;s always the possibility of accidentally causing damage to the landlord&#8217;s buildings and then being liable for the costs. If as a tenant you have a home contents insurance in force covering your possessions, then you may have tenants liability cover for damage to the building. This policy extension usually comes with a [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[15,8,42,38,19,43],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tenants liability insurance covered under contents insurance<\/title>\n<meta name=\"description\" content=\"Tenants liability insurance for damage to the landlords buildings, can be included under home contents insurance taken out by the tenant.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.emberjd.com\/emberjd-blog\/tenants-liability-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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