{"id":4389,"date":"2012-12-15T08:42:52","date_gmt":"2012-12-15T07:42:52","guid":{"rendered":"https:\/\/www.emberjd.com\/?p=4389"},"modified":"2020-07-27T13:50:14","modified_gmt":"2020-07-27T12:50:14","slug":"business-contents-under-home-insurance","status":"publish","type":"post","link":"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/","title":{"rendered":"Business contents under home insurance"},"content":{"rendered":"<p><img decoding=\"async\" class=\"alignright size-full wp-image-1166 lazyload\" title=\"business-contents-under-home-insurance\" data-src=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/business contents.JPG\" alt=\"business contents included under home contents insurance\" width=\"280\" height=\"170\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 280px; --smush-placeholder-aspect-ratio: 280\/170;\" \/><noscript><img decoding=\"async\" class=\"alignright size-full wp-image-1166\" title=\"business-contents-under-home-insurance\" src=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/business contents.JPG\" alt=\"business contents included under home contents insurance\" width=\"280\" height=\"170\" \/><\/noscript>Insurers are usually good at keeping up with changes in lifestyles and are willing in adapt home insurance accordingly, provided the change is in keeping with a domestic policy and the risk isn&#8217;t significantly increased. Most standard policies now come with automatic cover for office contents owned or the legal responsibility of the policyholder. Limits generally apply, maybe \u00a35,000 or 10% of the overall home contents sum insured, whichever is the lessor. Cover applies for own use and in connection with the policyholder&#8217;s business or occupation, although it is worth mentioning that any liabilities arising from business activities would be excluded. Office contents more specifically insured elsewhere, such as a business office policy, would also be excluded. If you need a wider scope of cover then a homeworkers insurance may be suitable, especially if you run your own business from home. Homeworkers policies are a combination of home and office insurance, where you can insure a full range of office equipment at home, cover laptops, cameras and mobile phones whilst away on business, employers and public liability, business interruption and business money. For details try searching online for homeworkers insurance or contact an <a href=\"https:\/\/www.emberjd.com\/\" title=\"home insurance broker\" target=\"_blank\" rel=\"noopener noreferrer\">insurance broker<\/a> for advice. <\/p>\n<p>As always the devil is in the detail. The policy wording relating to your home insurance will tell you if there is cover and if so the limits, terms, conditions and exclusions. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Insurers are usually good at keeping up with changes in lifestyles and are willing in adapt home insurance accordingly, provided the change is in keeping with a domestic policy and the risk isn&#8217;t significantly increased. Most standard policies now come with automatic cover for office contents owned or the legal responsibility of the policyholder. Limits [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[15,8,42,19,30,17],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Business office contents cover under home insurance<\/title>\n<meta name=\"description\" content=\"Most home contents insurance now include an element of office equipment owned by or the legal responsibility of the policyholder\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Business office contents cover under home insurance\" \/>\n<meta property=\"og:description\" content=\"Most home contents insurance now include an element of office equipment owned by or the legal responsibility of the policyholder\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"EmberJD\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/en-gb.facebook.com\/emberjd\/\" \/>\n<meta property=\"article:published_time\" content=\"2012-12-15T07:42:52+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-07-27T12:50:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/business%20contents.JPG\" \/>\n<meta name=\"author\" content=\"SDH\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"SDH\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/\"},\"author\":{\"name\":\"SDH\",\"@id\":\"https:\/\/www.emberjd.com\/#\/schema\/person\/0e82570b3d0e8912a3424ba5ed40e0d2\"},\"headline\":\"Business contents under home insurance\",\"datePublished\":\"2012-12-15T07:42:52+00:00\",\"dateModified\":\"2020-07-27T12:50:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/\"},\"wordCount\":232,\"publisher\":{\"@id\":\"https:\/\/www.emberjd.com\/#organization\"},\"keywords\":[\"contents insurance\",\"home insurance\",\"home insurance brokers\",\"house contents insurance\",\"insurance brokers\",\"low home insurance\"],\"articleSection\":[\"EmberJD Blog\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/\",\"url\":\"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/\",\"name\":\"Business office contents cover under home insurance\",\"isPartOf\":{\"@id\":\"https:\/\/www.emberjd.com\/#website\"},\"datePublished\":\"2012-12-15T07:42:52+00:00\",\"dateModified\":\"2020-07-27T12:50:14+00:00\",\"description\":\"Most home contents insurance now include an element of office equipment owned by or the legal responsibility of the policyholder\",\"breadcrumb\":{\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.emberjd.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Business contents under home insurance\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.emberjd.com\/#website\",\"url\":\"https:\/\/www.emberjd.com\/\",\"name\":\"EmberJD\",\"description\":\"Insurance since 1919\",\"publisher\":{\"@id\":\"https:\/\/www.emberjd.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.emberjd.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.emberjd.com\/#organization\",\"name\":\"Ember JD Insurance\",\"url\":\"https:\/\/www.emberjd.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\/\/www.emberjd.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.emberjd.com\/wp-content\/uploads\/cropped-logo111-4.jpg\",\"contentUrl\":\"https:\/\/www.emberjd.com\/wp-content\/uploads\/cropped-logo111-4.jpg\",\"width\":186,\"height\":45,\"caption\":\"Ember JD Insurance\"},\"image\":{\"@id\":\"https:\/\/www.emberjd.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/en-gb.facebook.com\/emberjd\/\",\"https:\/\/x.com\/emberjd\",\"https:\/\/uk.linkedin.com\/in\/steve-hayton-72208827\",\"https:\/\/www.pinterest.com.mx\/emberjd\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.emberjd.com\/#\/schema\/person\/0e82570b3d0e8912a3424ba5ed40e0d2\",\"name\":\"SDH\",\"description\":\"Insurance Broker since 1984, works for Ember JD and is responsible for the content on the website.\",\"sameAs\":[\"http:\/\/www.emberjd.com\/\"],\"url\":\"https:\/\/www.emberjd.com\/author\/emberjdtldallas-com\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Business office contents cover under home insurance","description":"Most home contents insurance now include an element of office equipment owned by or the legal responsibility of the policyholder","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/","og_locale":"en_GB","og_type":"article","og_title":"Business office contents cover under home insurance","og_description":"Most home contents insurance now include an element of office equipment owned by or the legal responsibility of the policyholder","og_url":"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/","og_site_name":"EmberJD","article_publisher":"https:\/\/en-gb.facebook.com\/emberjd\/","article_published_time":"2012-12-15T07:42:52+00:00","article_modified_time":"2020-07-27T12:50:14+00:00","og_image":[{"url":"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/business contents.JPG"}],"author":"SDH","twitter_misc":{"Written by":"SDH","Estimated reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/#article","isPartOf":{"@id":"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/"},"author":{"name":"SDH","@id":"https:\/\/www.emberjd.com\/#\/schema\/person\/0e82570b3d0e8912a3424ba5ed40e0d2"},"headline":"Business contents under home insurance","datePublished":"2012-12-15T07:42:52+00:00","dateModified":"2020-07-27T12:50:14+00:00","mainEntityOfPage":{"@id":"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/"},"wordCount":232,"publisher":{"@id":"https:\/\/www.emberjd.com\/#organization"},"keywords":["contents insurance","home insurance","home insurance brokers","house contents insurance","insurance brokers","low home insurance"],"articleSection":["EmberJD Blog"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/","url":"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/","name":"Business office contents cover under home insurance","isPartOf":{"@id":"https:\/\/www.emberjd.com\/#website"},"datePublished":"2012-12-15T07:42:52+00:00","dateModified":"2020-07-27T12:50:14+00:00","description":"Most home contents insurance now include an element of office equipment owned by or the legal responsibility of the policyholder","breadcrumb":{"@id":"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.emberjd.com\/emberjd-blog\/business-contents-under-home-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.emberjd.com\/"},{"@type":"ListItem","position":2,"name":"Business contents under home insurance"}]},{"@type":"WebSite","@id":"https:\/\/www.emberjd.com\/#website","url":"https:\/\/www.emberjd.com\/","name":"EmberJD","description":"Insurance since 1919","publisher":{"@id":"https:\/\/www.emberjd.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.emberjd.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/www.emberjd.com\/#organization","name":"Ember JD Insurance","url":"https:\/\/www.emberjd.com\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/www.emberjd.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.emberjd.com\/wp-content\/uploads\/cropped-logo111-4.jpg","contentUrl":"https:\/\/www.emberjd.com\/wp-content\/uploads\/cropped-logo111-4.jpg","width":186,"height":45,"caption":"Ember JD Insurance"},"image":{"@id":"https:\/\/www.emberjd.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/en-gb.facebook.com\/emberjd\/","https:\/\/x.com\/emberjd","https:\/\/uk.linkedin.com\/in\/steve-hayton-72208827","https:\/\/www.pinterest.com.mx\/emberjd\/"]},{"@type":"Person","@id":"https:\/\/www.emberjd.com\/#\/schema\/person\/0e82570b3d0e8912a3424ba5ed40e0d2","name":"SDH","description":"Insurance Broker since 1984, works for Ember JD and is responsible for the content on the website.","sameAs":["http:\/\/www.emberjd.com\/"],"url":"https:\/\/www.emberjd.com\/author\/emberjdtldallas-com\/"}]}},"_links":{"self":[{"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/posts\/4389"}],"collection":[{"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/comments?post=4389"}],"version-history":[{"count":21,"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/posts\/4389\/revisions"}],"predecessor-version":[{"id":8721,"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/posts\/4389\/revisions\/8721"}],"wp:attachment":[{"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/media?parent=4389"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/categories?post=4389"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.emberjd.com\/wp-json\/wp\/v2\/tags?post=4389"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}