{"id":7254,"date":"2016-05-26T12:43:57","date_gmt":"2016-05-26T11:43:57","guid":{"rendered":"https:\/\/www.emberjd.com\/?page_id=7254"},"modified":"2023-11-23T13:19:35","modified_gmt":"2023-11-23T12:19:35","slug":"policy-wordings-keyfacts","status":"publish","type":"page","link":"https:\/\/www.emberjd.com\/policy-wordings-keyfacts\/","title":{"rendered":"Policy Wordings and Keyfacts"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"7254\" class=\"elementor elementor-7254\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-43aeec8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"43aeec8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5917907\" data-id=\"5917907\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0c05ab0 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"0c05ab0\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Policy Wordings & Summaries<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-df6143f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"df6143f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-793fac7\" data-id=\"793fac7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b75943d elementor-widget elementor-widget-spacer\" data-id=\"b75943d\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-32ad87da elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"32ad87da\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6d98a75\" data-id=\"6d98a75\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f6b916c e-transform elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"2f6b916c\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_transform_rotateZ_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignright size-full wp-image-1166\" title=\"Policy-Wordings-and-Keyfacts\" src=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2012\/02\/documents signature.JPG\" alt=\"policy wordings and keyfacts\" width=\"220\" height=\"460\" \/><\/p><p>Policy wordings and keyfacts \/ summaries for Ember JD customers.<br \/>Please refer to your policy schedule for the section(s) in force. The keyfacts documents is a summary of the policy wording.<\/p><p><strong>Ageas<\/strong><\/p><ul><li>Commercial property: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/COM067-nov-2015-optima-property-owners-summary-1.pdf\">Keyfacts<\/a> <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/com012-nov-2015-optima-property-owners-policy.pdf\">Policy Wording<\/a>.<\/li><li>Liability: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/COM091-nov-2015-optima-trade-professional-summary.pdf\">Keyfacts<\/a> <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/COM090-nov-2015-optima-trade-professional-policy.pdf\">Policy Wording<\/a>.<\/li><li>Home buildings and \/ or contents: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/HH225-Nov-2014-Optima-Home-Summary.pdf\">Keyfacts<\/a> <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/HHGR215-Nov-2014-Optima-Home-Policy.pdf\">Policy Wording<\/a>.<\/li><\/ul><p><strong>ALPS Family Legal Expenses<\/strong><\/p><ul><li>Insurance Product Information Document: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/ALPS-Family-Legal-Expenses-IPID.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">IPID<\/a>.<\/li><\/ul><p><strong>Allianz<\/strong><\/p><ul><li>Block of flats: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/allianz-flats-keyfacts.pdf\">Keyfacts<\/a> <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/allianz-flats-policy.pdf\">Policy Wording<\/a>.<\/li><li>commercial property: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/Allianz-property-keyfacts.pdf\">Keyfacts<\/a> <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/Allianz-Property-Owners-Policy-Wording.pdf\">Policy Wording<\/a>.<\/li><\/ul><p><strong>AXA<\/strong><\/p><ul><li>Liability Professional: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/Professionals_Summary_of_Cover.pdf\">Keyfacts<\/a> <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/Professionals_Policy_Wording.pdf\">Policy Wording<\/a>.<\/li><li>Tradesman <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/Tradesman_Summary_of_Cover.pdf\">Keyfacts<\/a> <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/Tradesmen_Policy_Wording.pdf\">Policy Wording<\/a>.<\/li><\/ul><p><strong>Cherish<\/strong><\/p><ul><li>Holiday home: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/Cherish-Second-Home-Policy-Booklet-01-02-2015.pdf\">Keyfacts and Policy Wording<\/a>.<\/li><\/ul><p><strong>Covea<\/strong><\/p><ul><li>Liability: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/master-tradesman-plus-policy-summary-from-01-11-15.pdf\">Keyfacts<\/a> <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/master-tradesman-plus-policy-from-01-12-15.pdf\">Policy Wording<\/a>.<\/li><li>Shops: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/shops-policy-summary-from-01-11-15-1.pdf\">Keyfacts<\/a> <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/shops-policy-from-01-11-15-1.pdf\">Policy Wording<\/a>.<\/li><\/ul><p><strong>Ember JD Household Scheme<\/strong><\/p><ul><li>Home buildings and \/ or contents: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/Ember-JD-Home-Policy-Wording-01-2020.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">January to April 2020 Policy Wording<\/a><a href=\"&quot;https:\/\/www.emberjd.com\/wp-content\/uploads\/2017\/04\/Home\">.<\/a><\/li><li>Residential Property Owners: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/Ember-JD-Residential-Property-Owners-Wording-01-2020.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">January to April 2020 Policy Wording.<\/a><\/li><li>Home buildings and \/ or contents: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/Ember-JD-Home-Policy-Wording-01-2019.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">2019 Policy Wording<\/a><a href=\"&quot;https:\/\/www.emberjd.com\/wp-content\/uploads\/2017\/04\/Home\">.<\/a><\/li><li>Residential Property Owners: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/Ember-JD-Residential-Property-Owners-Wording-01-2019.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">2019 Policy Wording.<\/a><\/li><\/ul><p><strong>Ember JD Household Scheme &#8211; underwritten by Ageas Insurance. New business from 01\/05\/2020, renewals from 01\/06\/2020<\/strong><\/p><ul><li>Home buildings and \/ or contents: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/Ember-JD-Home-Policy-Wording-05-2020.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">Policy Wording<\/a><a href=\"&quot;https:\/\/www.emberjd.com\/wp-content\/uploads\/2017\/04\/Home\">.<\/a><\/li><li>Residential Property Owners: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/Ember-JD-Residential-Property-Owners-Wording-05-2020.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"> Policy Wording.<\/a><\/li><\/ul><p><strong>Ember JD Household Scheme &#8211; underwritten by Ageas Insurance. New business and renewals from 01\/01\/2022<\/strong><\/p><ul><li>Home buildings and \/ or contents: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/Ember-JD-Home-Policy-Wording-01-2022.pdf\" target=\"_blank\" rel=\"noopener\">Policy Wording.<\/a><\/li><li>Residential Property Owners: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/Residential-Property-Owners-Policy-Wording-AGEAS-V22.1-1.pdf\" target=\"_blank\" rel=\"noopener\">Policy Wording.<\/a><\/li><\/ul><p><strong>Ember JD Household Scheme &#8211; underwritten by Ageas Insurance. New business and renewals from 01\/01\/2023<\/strong><\/p><ul><li>Home buildings and \/ or contents: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/Home-Policy-Wording-AGEAS-V23.1.pdf\" target=\"_blank\" rel=\"noopener\">Policy Wording.<\/a><\/li><li>Residential Property Owners: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/Residential-Property-Owners-Policy-Wording-AGEAS-V23.1-1.pdf\" target=\"_blank\" rel=\"noopener\">Policy Wording.<\/a><\/li><\/ul><p><strong>New for 2024 Residential Unoccupied Property (short-term 3, 6, or 9 months):<\/strong> <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/Ember-JD-Residential-Unoccupied-Property-Wording-01-2024.pdf\">Policy Wording<\/a><\/p><ul><li>Unoccupied<\/li><\/ul><p><strong>Midas Underwriting<\/strong><\/p><ul><li>Home buildings and \/ or contents: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/MIDAS_-_Crown_Key_Fact.pdf\">Keyfacts<\/a> <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/MIDAS_CROWN_PW_PD1.V2.2015.pdf\">Policy Wording<\/a>.<\/li><\/ul><p><strong>Zurich<\/strong><\/p><ul><li>Home buildings and \/ or contents: <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/home-sol.pdf\">Keyfacts<\/a> <a href=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/2016\/05\/home-sol-wording.pdf\">Policy Wording<\/a>.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Policy Wordings &#038; Summaries Policy wordings and keyfacts \/ summaries for Ember JD customers.Please refer to your policy schedule for the section(s) in force. The keyfacts documents is a summary of the policy wording. Ageas Commercial property: Keyfacts Policy Wording. Liability: Keyfacts Policy Wording. Home buildings and \/ or contents: Keyfacts Policy Wording. ALPS Family [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Policy Wordings and Keyfacts - EmberJD<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.emberjd.com\/policy-wordings-keyfacts\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Policy Wordings and Keyfacts - EmberJD\" \/>\n<meta property=\"og:description\" content=\"Policy Wordings &#038; Summaries Policy wordings and keyfacts \/ summaries for Ember JD customers.Please refer to your policy schedule for the section(s) in force. 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The keyfacts documents is a summary of the policy wording. Ageas Commercial property: Keyfacts Policy Wording. Liability: Keyfacts Policy Wording. Home buildings and \/ or contents: Keyfacts Policy Wording. 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