{"id":5740,"date":"2013-06-05T12:30:47","date_gmt":"2013-06-05T11:30:47","guid":{"rendered":"https:\/\/www.emberjd.com\/?page_id=5740"},"modified":"2023-12-06T12:27:21","modified_gmt":"2023-12-06T11:27:21","slug":"contents-insurance","status":"publish","type":"page","link":"https:\/\/www.emberjd.com\/contents-insurance\/","title":{"rendered":"Contents insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"5740\" class=\"elementor elementor-5740\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7962d8ba elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7962d8ba\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7d315c31\" data-id=\"7d315c31\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-540e2d54 elementor-widget elementor-widget-text-editor\" data-id=\"540e2d54\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<h2>Contents<\/h2><p>Insurance for your household goods, personal property, money, valuables, satellite dishes and receiving aerials and their fittings and masts. All belonging to you or for which you are responsible and contained within your home.<\/p><p>The sum insured should be done on a new current replacement cost basis, without any deductions for wear and tear and depreciation. As subject to the adequacy of the sums insured, claim settlement would be on a new-for-old basis.\u00a0 The only exceptions would be for clothing and linen, which generally have a short life-span, so deductions would be made.<\/p><p>The best way to make sure you have adequate cover is to walk round your home room by room and make an inventory of your contents, including your garage(s) and outbuilding(s). Add the items together on a new for old basis, meaning the current replacement cost or the latest equivalent. Imagine you&#8217;re moving home, add up all the things you&#8217;d take with you as your contents, including carpets and curtains. You may find our contents calculator of use, <a href=\"https:\/\/www.emberjd.com\/emberjd-blog\/house-contents-calculator\/\" target=\"_blank\" rel=\"noopener\">CLICK-HERE<\/a>.<\/p><hr \/><h2>Personal Possessions<\/h2><p>Cover anywhere in the UK and for a specified period overseas in each insurance year. For accidental damage or loss to possessions worn or carried about your person. The cover can be split into four sections:<br \/>1) Unspecified personal possessions with single item or set limit of 50% of sum insured.<br \/>2) Specified, for more expensive items.<br \/>3) Bicycles.<br \/>4) Personal money and credit \/ debit cards.<\/p><p>Again the sum(s) insured should be done on a new current replacement cost basis.<\/p><div align=\"center\">\u00a0<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e728da5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e728da5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d1ee22\" data-id=\"4d1ee22\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-702ecc3 elementor-widget elementor-widget-html\" data-id=\"702ecc3\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<script language=\"javascript\" type=\"text\/javascript\">\nfunction windowClose() {\nwindow.open('','_parent','');\nwindow.close();\n}\n<\/script>\n\n<input type=\"button\" value=\"Close this window\" onclick=\"windowClose();\">\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Contents Insurance for your household goods, personal property, money, valuables, satellite dishes and receiving aerials and their fittings and masts. All belonging to you or for which you are responsible and contained within your home. The sum insured should be done on a new current replacement cost basis, without any deductions for wear and tear [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Contents Insurance | Personal Possessions | Definition | Ember JD<\/title>\n<meta name=\"description\" content=\"A definition of what is included under contents insurance. 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