{"id":1658,"date":"2011-08-29T11:18:51","date_gmt":"2011-08-29T10:18:51","guid":{"rendered":"https:\/\/www.emberjd.com\/?page_id=1658"},"modified":"2024-03-17T21:37:09","modified_gmt":"2024-03-17T21:37:09","slug":"annexe-insurance","status":"publish","type":"page","link":"https:\/\/www.emberjd.com\/annexe-insurance\/","title":{"rendered":"Annexe and Home Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1658\" class=\"elementor elementor-1658\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-20d251f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"20d251f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3d6aed1\" data-id=\"3d6aed1\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-72b990f elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"72b990f\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-large\">Home & Annexe Insurance<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-17f35566 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"17f35566\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6382aa09\" data-id=\"6382aa09\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5461bd69 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"5461bd69\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span style=\"color: #ffffff;\">Ember JD is a UK home insurance broker, established in 1919. Offering competitive quotes and quality cover for <strong>Annexe Insurance<\/strong>. Insuring the main residence and annexe \/ granny flat under one policy.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4475f93f elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"4475f93f\" data-element_type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6fb2c2ac\" data-id=\"6fb2c2ac\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1a126fd1 elementor-widget__width-inherit e-transform e-transform elementor-invisible elementor-widget elementor-widget-image\" data-id=\"1a126fd1\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_transform_rotateZ_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"696\" height=\"464\" src=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/home-and-annexe-1024x683.png\" class=\"attachment-large size-large wp-image-9769\" alt=\"View from the patio window of home and annexe insurance\" srcset=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/home-and-annexe-1024x683.png 1024w, https:\/\/www.emberjd.com\/wp-content\/uploads\/home-and-annexe-300x200.png 300w, https:\/\/www.emberjd.com\/wp-content\/uploads\/home-and-annexe-768x512.png 768w, https:\/\/www.emberjd.com\/wp-content\/uploads\/home-and-annexe-1536x1024.png 1536w, https:\/\/www.emberjd.com\/wp-content\/uploads\/home-and-annexe-2048x1366.png 2048w, https:\/\/www.emberjd.com\/wp-content\/uploads\/home-and-annexe-640x427.png 640w\" sizes=\"(max-width: 696px) 100vw, 696px\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Home and annexe insurance<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4c97714b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4c97714b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6c468a36\" data-id=\"6c468a36\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d0f8535 elementor-align-center e-transform elementor-widget elementor-widget-button\" data-id=\"7d0f8535\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_transform_skewX_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_skewX_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_skewX_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_skewY_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_skewY_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_skewY_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/www.emberjd.com\/request-quote\/annexe-insurance\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-arrow-alt-circle-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Quote Form <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36e663be elementor-widget elementor-widget-spacer\" data-id=\"36e663be\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f3b0077 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"f3b0077\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6a97b8ad\" data-id=\"6a97b8ad\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f1ee83d elementor-widget elementor-widget-text-editor\" data-id=\"2f1ee83d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"content-container\"><h2 class=\"container-title\">Annexe Insurance | One policy for your home and annexe<\/h2><p>A main residence with a self-contained <a href=\"https:\/\/www.planningportal.co.uk\/info\/200130\/common_projects\/43\/outbuildings\" target=\"_blank\" rel=\"noopener noreferrer\">annexe<\/a> is becoming common, offering flexible living accommodation for families, or if rented out, a source of income. Our <strong>Annexe Insurance<\/strong> is designed to accommodate the separate dwellings together. Even when there is different living arrangements. Regardless of whether the annexe is attached to your home, a loft conversion or detached within your grounds. Welcome news as often having more than one dwelling seems to put insurers in a spin and they refuse to quote. Our policy can cater for the annexe being used for a variety of different ways:<\/p><h3 class=\"container-title\">Main residence with annexe with variety of occupancy types<\/h3><ul><li>Short term holiday lets;<\/li><li>Bed and breakfast accommodation;<\/li><li>Occupied by lodgers under a lodger agreement;<\/li><li>Lived in by family member(s) on non-profit making basis;<\/li><li>Short stay for visiting family and friends on non-profit making basis;<\/li><li>Let under an assured short-hold tenancy agreement to professional tenants.<\/li><\/ul><\/div><div class=\"content-container\"><h4 class=\"container-title\">Buildings, legal liability cover, plus options to include contents &amp; much more<\/h4><p>The buildings sum insured would cover all domestic buildings on your land. Including your main home, annexe, garage(s), outbuildings, including sheds and greenhouses, swimming pools, solar panels and fixtures and fittings. Furthermore your contents sum insured would apply to your main home, annexe, garages and outbuildings. Claims settlement is on a new-for-old basis, so for your part, please ensure the sums insured you request on the quote form are sufficient to reinstate and replace on the same new current basis.<\/p><h5 class=\"container-title\">Automatic cover extensions<\/h5><p>In addition to having the flexibility to offer great quotes, our policy comes with essential cover extensions for your protection. Automatically included free of charge, when you let the annexe and insure your buildings and contents with us:<\/p><ul><li>Property owners liability insurance, covering your <a title=\"legal liabilities for accidents to lodgers insurance\" href=\"https:\/\/www.emberjd.com\/house-insurance-with-lodgers\/\" target=\"_blank\" rel=\"noopener noreferrer\">legal liabilities for accidents to lodgers<\/a>, tenants and paying guests in holiday lets with a \u00a32,000,000 indemnity limit plus agreed costs, or \u00a35,000,000 for an additional premium.<\/li><li>Loss of rent and the cost of your temporary accommodation. If disaster strikes and the home and annexe become uninhabitable following insured damage. Such as a fire or flood claim.<\/li><\/ul><\/div><div class=\"content-container\"><h4 class=\"container-title\">Liability insurance<\/h4><p>Covering your legal liabilities as the <a href=\"https:\/\/en.wikipedia.org\/wiki\/Defendant\" target=\"_blank\" rel=\"noopener\">civil defendant<\/a>.<br \/>Our buildings insurance automatically includes property owners liability cover. Also known as public liability, to the general public. This includes tenants, lodgers and paying guests staying in the annex. The contents policy includes occupiers liability insurance for you the homeowner. Again towards the public, incorporating those paying to stay in the annex. When it comes to tenants, lodgers or paying guests, possessions damaged or lost as a result of your negligent acts or omissions, would be insured under the liability section. In the same way that bodily injury to third parties is covered.<\/p><\/div><div class=\"content-container\"><h4 class=\"container-title\">Cover options<\/h4><p>Like any quality home insurance you can build the cover to suit your requirements by adding on extensions.<\/p><ul><li><strong><big>Full accidental damage cover extension<\/big><\/strong><br \/>For both buildings and \/ or contents. Even when you rent the annexe out and if you, in addition, have tenants, lodgers or paying guests sharing your main home with you.<\/li><li><strong><big>Personal possessions away from home<\/big><\/strong><br \/>Items you wear or carry about your person. This could be jewellery, watches, laptops, mobile phones, bicycles, personal money and credit cards. Cover away from home is also a charge extra. Depending on the different sub-types of cover required and the sums insured needed.<\/li><li><strong><big>Malicious Damage by tenants, lodgers or paying guests<\/big><\/strong><br \/>Can be included for an additional premium, subject to terms and conditions.<\/li><li><strong><big>Theft by tenants or lodgers<\/big><\/strong><br \/>Can be included for an additional premium, subject to terms and conditions.<\/li><li><strong><big>Family legal expenses<\/big><\/strong><br \/>Covering the policyholder(s) and family members living in the home as the <a href=\"https:\/\/en.wikipedia.org\/wiki\/Plaintiff\" target=\"_blank\" rel=\"noopener\">civil plaintiff<\/a> (taking out legal action against another party) for personal injury, identity theft and much more.<\/li><li><strong><big>Landlord Legal Expenses<\/big><\/strong><br \/>When the annexe is let under an assured short-hold tenancy agreement <a href=\"https:\/\/www.emberjd.com\/request-quote\/landlord-legal-expenses\/\" target=\"_blank\" rel=\"noopener\">landlord legal expenses<\/a> for legal costs for breach of tenancy agreement, pursuit of rent arrears, eviction and legal defence.<\/li><\/ul><\/div><div class=\"content-container\"><h4 class=\"container-title\">Get a suitable quote<\/h4><p>Moreover we offer insurance suitable for family occupied or dual occupancy. The quote form is simple, easy to complete, with help prompts to assist you. Questions are relevant, which allows you to fully divulge all of the information about the risk and your requirements on the form. To continue with your <strong>Annex Insurance<\/strong> quote please click <span style=\"text-decoration: underline;\">Quote Form<\/span> button and submit your details.<\/p><h5 class=\"container-title\"><br \/>Documents without delay<\/h5><p>Once you complete the online quote form you will receive a quote. Laid out in an easy to read format, with supporting documents. Hopefully you will like the price and the cover offered. Insuring your home, annexe and liabilities. You will also be provided with a 100% secure link to pay the premium. Alternatively you can ring us during office hours and make the card payment. After you have paid we will then email you the full documents. You can also ask us to to post the documents, at no extra charge.<\/p><\/div><div class=\"content-container\"><h4 class=\"container-title\">About us<\/h4><p>Ember JD is part of one of the oldest insurance groups in the United Kingdom. Established in <big>1919<\/big>. Our office has been running since 1970. Focusing on property insurance. Most of the policies we offer are issued by us. Under a dedicated authority scheme. As underwriting managers and administrators on behalf of insurers. We are trusted to make decisions on behalf of insurers. Based on our long history within the industry. All claims for home and annexe insurances are dealt with by the insurer&#8217;s claims department. Who offer a 24\/7 contact claims service.<\/p><p>Above all, our task, as authorised insurance administrators, is to ensure that the correct policy is issued. Based upon the risk information you provide in the online quote form. Including your cover choices. Whether it is policy with optional extensions, like cover away from home, or malicious damage by paying guests. Alternatively you may require a straight forward insurance, with a large voluntary excess with premium discount, to maximise the reductions.<\/p><\/div><div>\u00a0<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6207fe9 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6207fe9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1e23045\" data-id=\"1e23045\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ca3183 elementor-widget elementor-widget-heading\" data-id=\"5ca3183\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Optional Cover Add-ons<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8c11267 elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8c11267\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f56d868\" data-id=\"f56d868\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b642f81 textcarousel elementor-widget elementor-widget-heading\" data-id=\"b642f81\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Full accidental damage extension <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2f03f8 elementor-absolute textcarousel2 elementor-widget elementor-widget-heading\" data-id=\"e2f03f8\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Malicious damage by tenants, lodgers & paying guests<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4557e9 elementor-absolute textcarousel4 elementor-widget elementor-widget-heading\" data-id=\"c4557e9\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Family legal expenses & landlord legal expenses<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-422d7df elementor-absolute textcarousel3 elementor-widget elementor-widget-heading\" data-id=\"422d7df\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Theft by tenants and lodgers<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-059eb1f elementor-widget 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class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home &#038; Annexe Insurance Ember JD is a UK home insurance broker, established in 1919. Offering competitive quotes and quality cover for Annexe Insurance. Insuring the main residence and annexe \/ granny flat under one policy. Home and annexe insurance Quote Form Annexe Insurance | One policy for your home and annexe A main residence [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Annexe - Home Insurance | Granny Annex | Holiday Home - Let Quote<\/title>\n<meta name=\"description\" content=\"Annexe and home insurance quote. Holiday lets, landlord let, lodgers or family members in annex. 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