{"id":1134,"date":"2010-12-23T13:14:11","date_gmt":"2010-12-23T12:14:11","guid":{"rendered":"https:\/\/www.emberjd.com\/?page_id=1134"},"modified":"2024-03-07T11:00:57","modified_gmt":"2024-03-07T11:00:57","slug":"house-insurance-with-lodgers","status":"publish","type":"page","link":"https:\/\/www.emberjd.com\/house-insurance-with-lodgers\/","title":{"rendered":"Home Insurance with Lodgers"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1134\" class=\"elementor elementor-1134\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3ce210f4 elementor-section-full_width elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"3ce210f4\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInUp&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5b8ddc11\" data-id=\"5b8ddc11\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-409d56e8 elementor-widget__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"409d56e8\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInLeft&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Home with Lodgers Insurance<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3600df25 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3600df25\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1025d55d\" data-id=\"1025d55d\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6e2f3c58 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"6e2f3c58\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span style=\"color: #ffffff;\">Ember JD is a UK home insurance broker, established in 1919. Offering competitive quotes for <strong>Home Insurance with Lodgers<\/strong>. Covering the homeowner&#8217;s buildings, contents and liability insurance. With options to include full accidental damage, theft and malicious damage, even if caused by lodgers.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-20dd9f1d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"20dd9f1d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7614f481\" data-id=\"7614f481\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1da9998c elementor-widget elementor-widget-heading\" data-id=\"1da9998c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Buildings Insurance<br> with optional contents & other add-ons <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-23b2ee6b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"23b2ee6b\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6655c405\" data-id=\"6655c405\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7f7aa3f4 textcarousel elementor-widget elementor-widget-heading\" data-id=\"7f7aa3f4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Full accidental damage extension <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-328fdab4 elementor-absolute textcarousel2 elementor-widget elementor-widget-heading\" data-id=\"328fdab4\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Malicious damage by lodgers <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b6979df elementor-absolute textcarousel4 elementor-widget elementor-widget-heading\" data-id=\"1b6979df\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Theft by lodgers<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c352fd1 elementor-absolute textcarousel3 elementor-widget elementor-widget-heading\" data-id=\"4c352fd1\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Legal liabilities cover increase to \u00a35m<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce942b elementor-widget elementor-widget-html\" data-id=\"ce942b\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\n        \/* For 4 texts *\/\n    .textcarousel, .textcarousel2, .textcarousel3, .textcarousel4{\n        pointer-events: none;\n        opacity: 0;\n    }\n    .textcarousel{\n        -webkit-animation: tcarousel 20s ease infinite;\n                animation: tcarousel 20s ease infinite;\n    }\n    .textcarousel2{\n        -webkit-animation: tcarousel 20s ease -5s infinite;\n                animation: tcarousel 20s ease -5s infinite;\n    }\n    .textcarousel3{\n        -webkit-animation: tcarousel 20s ease 5s infinite;\n                animation: tcarousel 20s ease 5s infinite;\n    }\n    .textcarousel4{\n        -webkit-animation: tcarousel 20s ease 10s infinite;\n                animation: tcarousel 20s ease 10s infinite;\n    }\n    @-webkit-keyframes tcarousel{\n        0%{\n            opacity: 0;\n            -webkit-transform: translateX(30px);\n                    transform: translateX(30px);\n            pointer-events: none;\n        }\n        6%{\n            opacity: 1;\n            -webkit-transform: translateX(0);\n                    transform: translateX(0);\n            pointer-events: all;\n        }\n        24%{\n            opacity: 1;\n            -webkit-transform: translateX(0);\n                    transform: translateX(0);\n            pointer-events: all;\n        }\n        30%{\n            opacity: 0;\n            -webkit-transform: translateX(-30px);\n                    transform: translateX(-30px);\n            pointer-events: none;\n        }\n        100%{\n            opacity: 0;\n            pointer-events: none;\n        }\n    }\n    @keyframes tcarousel{\n        0%{\n            opacity: 0;\n            -webkit-transform: translateX(30px);\n                    transform: translateX(30px);\n            pointer-events: none;\n        }\n        6%{\n            opacity: 1;\n            -webkit-transform: translateX(0);\n                    transform: translateX(0);\n            pointer-events: all;\n        }\n        24%{\n            opacity: 1;\n            -webkit-transform: translateX(0);\n                    transform: translateX(0);\n            pointer-events: all;\n        }\n        30%{\n            opacity: 0;\n            -webkit-transform: translateX(-30px);\n                    transform: translateX(-30px);\n            pointer-events: none;\n        }\n        100%{\n            opacity: 0;\n            pointer-events: none;\n        }\n    }\n\n    \n<\/style>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4349e4df elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4349e4df\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-495c65dd\" data-id=\"495c65dd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d55b820 elementor-widget__width-inherit e-transform e-transform elementor-invisible elementor-widget elementor-widget-image\" data-id=\"d55b820\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;_transform_rotateZ_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t<figure class=\"wp-caption\">\n\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"300\" height=\"225\" src=\"https:\/\/www.emberjd.com\/wp-content\/uploads\/home-keys.jpg\" class=\"attachment-large size-large wp-image-10313\" alt=\"A key with home design\" \/>\t\t\t\t\t\t\t\t\t\t\t<figcaption class=\"widget-image-caption wp-caption-text\">Home with lodgers insurance<\/figcaption>\n\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6470bad elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6470bad\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4d258e1d\" data-id=\"4d258e1d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3bfd0c59 elementor-align-center e-transform elementor-widget elementor-widget-button\" data-id=\"3bfd0c59\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_transform_skewX_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_skewX_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_skewX_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_skewY_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_skewY_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_skewY_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/www.emberjd.com\/request-quote\/home-insurance-lodgers-quote\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-arrow-alt-circle-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Quote Form <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-686025bd elementor-widget elementor-widget-spacer\" data-id=\"686025bd\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-20b403a8 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"20b403a8\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-744fff78\" data-id=\"744fff78\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-540e9c3b elementor-widget elementor-widget-text-editor\" data-id=\"540e9c3b\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"content-container\">\n<h2 class=\"container-title\">Home Insurance with Lodgers | Covering your home &amp; liabilities<\/h2>\nSharing your home with <a href=\"https:\/\/www.spareroom.co.uk\/lodger\" target=\"_blank\" rel=\"noopener noreferrer\">lodgers<\/a> can make good sense, but you need the right house insurance policy giving you extra cover, which may not be available elsewhere. Our policy includes your <a title=\"liability insurance for accidents to lodgers\" href=\"https:\/\/www.emberjd.com\/emberjd-blog\/liability-insurance-when-sharing-your-home-with-lodgers\/\" target=\"_blank\" rel=\"noopener noreferrer\">legal liability<\/a> for accidents to lodgers. Property owner&#8217;s liability insurance under our buildings policy and occupier&#8217;s liability under our contents cover. Court awards for injury claims can be substantial. Without liability insurance in place the consequences would be very costly.\n\n<\/div>\n<div class=\"content-container\">\n<h3 class=\"container-title\">Loss of rent &amp; cost of temporary accommodation<\/h3>\nLoss of your rental income from lodgers and the cost of your temporary accommodation is also included. Based on up to 25% total per claim of the combined buildings and contents sums insured. This extension becomes operative if disaster strikes and your home becomes uninhabitable following insured damage. Such as a fire or flood.\n\n<\/div>\n<div class=\"content-container\">\n<h3 class=\"container-title\">Option to include accidental damage, theft &amp; malicious damage cover<\/h3>\nUnder both buildings and contents. Even if damage or theft to your home and possessions is accidentally and \/ or maliciously caused by your lodgers.\n\nIf your insurer or quote provider cannot give you these important policy extensions or continue cover at all, we can help with a peace of mind solution at a great price. Click on the <a>insurance checklist<\/a> and see our <strong>Home Insurance with Lodgers<\/strong> summary below:\n<ul class=\"custom-ul\">\n \t<li>Quotes and cover with quality A-rated UK insurers.<\/li>\n \t<li>We cover homes shared with up to 3 lodgers.<\/li>\n \t<li>Option to include full accidental damage cover for buildings and contents.<\/li>\n \t<li>Theft by lodgers can be included, subject to terms and conditions.<\/li>\n \t<li>Malicious Damage by lodgers can be included, subject to terms and conditions.<\/li>\n \t<li>Personal possessions away from home can be added with a choice of covers.<\/li>\n<\/ul>\n<\/div>\n<div class=\"content-container\">\n<h3 class=\"container-title\">Included with our buildings insurance<\/h3>\n<ul class=\"custom-ul\">\n \t<li>Your buildings including garages and outbuildings.<\/li>\n \t<li>Cost of tracing and accessing the source of water leaks.<\/li>\n \t<li>Legal liability cover of \u00a32,000,000, with option to increase to \u00a35,000,000.<\/li>\n \t<li>Professional fees and removal of debris following a claim.<\/li>\n \t<li>Loss of rent from your lodgers following major insured damage and,<\/li>\n \t<li>Cost of your temporary accommodation following major insured damage.<\/li>\n<\/ul>\n<h3 class=\"container-title\">Optional add-on, included with our contents insurance<\/h3>\n<ul class=\"custom-ul\">\n \t<li>Your personal contents within the home.<\/li>\n \t<li>Valuables, with option to list expensive items.<\/li>\n \t<li>New for old cover, as standard.<\/li>\n \t<li>Loss of home keys and replacement locks.<\/li>\n<\/ul>\n<\/div>\n<div>\n<blockquote><b>\u00a0<\/b>\n<h3 style=\"text-align: center;\"><span style=\"color: #0066ff;\"><big>Q<\/big>uestions<\/span> &amp; <span style=\"color: #009900;\">\n<big>A<\/big>nswers<\/span><\/h3>\n<span style=\"color: #0066ff;\">\n<strong><span style=\"color: #0066ff;\">Q. What cover has to be included in the quote?\n<\/span><\/strong><\/span><br>\n<strong><span style=\"color: #009900;\">A. Buildings insurance, with optional add-ons of contents and lots more.\n<\/span><\/strong><br>\n<strong><span style=\"color: #0066ff;\">Q. What is the likely annual premium?\n<\/span><\/strong><br>\n<strong><span style=\"color: #009900;\">A. Like all insurance it will depend on the risk details and sums insured.<\/span><\/strong><br>\n<strong><span style=\"color: #0066ff;\">Q. Is there a minimum premium?\n<\/span><\/strong><br>\n<strong><span style=\"color: #009900;\">A. \u00a3425.<\/span><\/strong><br>\n<strong><span style=\"color: #0066ff;\">Q. How long is the quote valid for?<\/span><\/strong><br>\n<strong><span style=\"color: #009900;\">A. Up to 30 days.\n<\/span><\/strong><br>\n<strong><span style=\"color: #0066ff;\">Q. Do you offer contents only for a flat or maisonette?\n<\/span><\/strong><br>\n<strong><span style=\"color: #009900;\">A. No, we don&#8217;t offer policies without buildings insurance.<\/span><\/strong><\/blockquote>\n<div class=\"content-container\">\n<h3 class=\"container-title\">About us<\/h3>\nOur role is a simple one. We have negotiated underwriting authority for the classes of insurance that we offer with respected providers. For a quote, please complete the online quote form. This gives you many cover options to meet your needs and in turn gives up all the information required for us to quote. We then set out our best quote to you, in a plain English easy to understand format. Marrying your cover requirements, with the details and wording. All the information is set out, including the quote form you completed, which forms the basis of the quote, cover and statement of fact.\n\nTo continue with your <strong>House Insurance with Lodgers<\/strong> quote please click Quote Form button.\n\n<\/div>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f4e2e23 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f4e2e23\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4617c9b\" data-id=\"4617c9b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a19513 elementor-align-center e-transform elementor-widget elementor-widget-button\" data-id=\"2a19513\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;none&quot;,&quot;_transform_skewX_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_skewX_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_skewX_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_skewY_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_skewY_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_skewY_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/www.emberjd.com\/request-quote\/home-insurance-lodgers-quote\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-arrow-alt-circle-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Quote Form <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2342989 elementor-widget elementor-widget-spacer\" data-id=\"2342989\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home with Lodgers Insurance Ember JD is a UK home insurance broker, established in 1919. Offering competitive quotes for Home Insurance with Lodgers. Covering the homeowner&#8217;s buildings, contents and liability insurance. With options to include full accidental damage, theft and malicious damage, even if caused by lodgers. Buildings Insurance with optional contents &#038; other add-ons [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Home Insurance with Lodgers | Buildings, Contents, Liability Cover<\/title>\n<meta name=\"description\" content=\"Buildings &amp; contents insurance cover options to include: Accidental damage, Theft &amp; Malicious Damage, even if caused by your lodgers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.emberjd.com\/house-insurance-with-lodgers\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" 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