House Insurance with Lodgers
Ember JD is a specialist UK home insurance broker offering very competitive prices for Home Insurance with Lodgers. Covering the homeowners’ Contents, with options to include Buildings, full Accidental Damage cover and personal possessions away from home. Click here to Request a Quote or call us on 020 8941 2204 during office hours.
Sharing your home with lodgers can make good sense, but you need the right home insurance policy giving you additional cover. Our House Insurance with Lodgers policy is specifically extended to cover your legal liabilities for accidents to lodgers and loss of your rental income if disaster strikes, such as a fire or flood. If your insurer cannot give you this extra cover, we have the solution at a great price. In addition, our Home Insurance with Lodgers is flexible enough to accept up to six lodgers living with you at any one time and comes with the following important benefits:
- Your legal liabilities towards lodgers for injury and property damage is included with a £2,000,000 indemnity limit.
- Loss of Rent from your lodgers and the Cost of your Temporary Accommodation, following major insured damage.
- Fatal accident benefit in the home caused by fire and thieves.
- Automatic 10% increase in your Contents sum insured during December.
- Spoilt freezer contents.
- Loss of home keys and replacement locks.
- Business contents, office equipment belonging to you.
- Occupiers and personal liability cover £2,000,000 indemnity limit.
- Family personal legal expenses.
- Cost of tracing and accessing the source of water leaks, up to £5,000 (if Buildings option included).
- Professional fees and the removal of debris following a claim (if Buildings option included).
- Up to £1,000 for garden repairs and clearing drains caused by emergency services (if Buildings option included).
To continue with your House Insurance with Lodgers quote click Request a Quote at the bottom of the page, or call Steve Hayton or David Nash on 020 8941 2204.