Home Insurance with Lodgers
Ember JD is a UK home insurance broker, established in 1970. Offering competitive quotes and quality cover for Home Insurance with Lodgers. Covering the homeowners Contents, with options to include Buildings, full Accidental Damage cover and personal possessions away from home.
Home Insurance with Lodgers | Covering you and your home
Sharing your home with lodgers can make good sense, but you need the right house insurance policy giving you extra cover at the best price. Our policy is specifically extended to cover your legal liability for accidents to lodgers. For example, if your lodger injures themselves in your home and holds you responsible. Plus the loss of your rental income and the cost of your temporary accommodation of up to 25% of the contents and buildings sums insured, if disaster strikes and your home becomes uninhabitable following insured damage. Such as a fire or flood. If your insurer cannot give you these important policy extensions or continue cover at all we can help with a peace of mind solution at a great price. A summary of our Home Insurance with Lodgers is as follows:
✔ Cover for homes shared with up to 5 lodgers.
✔ Cover for homes shared with student lodgers of any age, provided homeowner is 30+.
✔ Option to include full Accidental Damage cover on buildings and contents.
✔ Option to include Personal Possessions away from home with choice of covers.
✔ Option to combine contents and buildings insurance with sizable premium discount.
Included with Contents
✔ Your personal contents within the home.
✔ Legal liability cover for accidents to lodgers with a £2,000,000 indemnity limit.
✔ Loss of rent from your lodgers following major insured damage.
✔ Cost of your temporary accommodation following major insured damage.
✔ Spoilt freezer contents.
✔ Loss of home keys and replacement locks.
✔ Business contents, office equipment belonging to you.
✔ Occupiers and personal liability cover £2,000,000 indemnity limit.
Included with Buildings
✔ Your buildings including garages and outbuildings.
✔ Cost of tracing and accessing the source of water leaks.
✔ Professional fees and removal of debris following a claim.
✔ Loss of rent from your lodgers following major insured damage.
✔ Cost of your temporary accommodation following major insured damage.
To continue with your House Insurance with Lodgers quote please click Request a Quote below.
